NIKKIAI
How NIKKI protects account access, connected financial information and sensitive actions across its website and supported channels.
How NIKKI limits access and protects the integrations and tasks you perform.
Our US financial scope includes connected bank information, investment information and separately authorized money movement. Plaid services are being integrated; each capability becomes available after its required activation and validation.
Public traffic uses HTTPS. Integration tokens are encrypted and separated from regular conversation data, with minimal access per service.
Connected accounts use the permissions you authorize. Your password is never requested in chat. Review or revoke your connections through your account controls.
Conversations are isolated per user and only the necessary data is sent to the contracted providers to interpret or execute the request.
Connecting an account to view data does not authorize a payment. US money movement requires its own supported provider flow and explicit transaction authorization.
Banking data and investment information are accessed only for the accounts and purposes the customer authorizes.
Enter banking credentials, card details and verification codes only in the designated secure provider flow, never in a chat message.
US money movement remains unavailable until its provider product and integration are enabled. Viewing transaction history never initiates a payment.
Payment activation requires provider approval where applicable, fraud controls, transaction confirmation and an auditable result. Investment data access does not place trades.
The US integration is being prepared with Plaid. Account balances and transaction history, investment holdings and activity, and money movement are separate capabilities. ACH bank payments, and any additional US payment rails, are offered only when supported by the enabled payment service. The secure flow must identify the amount, currency, recipient, fees and applicable timing before a payment is confirmed.
Viewing investments does not place trades. NIKKI is not a bank or a brokerage; the applicable financial provider executes enabled financial services.
Check NIKKI's conditions of use and processing of personal data.
Get in touch to clarify how NIKKI controls work.
US financial capabilities are introduced incrementally. The authenticated product shows which services are available; an unavailable service cannot execute an action.